{"id":1149,"date":"2025-05-06T10:59:00","date_gmt":"2025-05-06T03:59:00","guid":{"rendered":"https:\/\/c4ir.vn\/?p=1149"},"modified":"2025-05-06T13:06:55","modified_gmt":"2025-05-06T06:06:55","slug":"cac-ngan-hang-tang-toc-trong-cuoc-dua-chuyen-doi-so","status":"publish","type":"post","link":"https:\/\/c4ir.vn\/en\/cac-ngan-hang-tang-toc-trong-cuoc-dua-chuyen-doi-so\/","title":{"rendered":"C\u00e1c ng\u00e2n h\u00e0ng t\u0103ng t\u1ed1c trong \u201ccu\u1ed9c \u0111ua\u201d chuy\u1ec3n \u0111\u1ed5i s\u1ed1"},"content":{"rendered":"<div class=\"fancybox\"><p>T\u1ea1i Vi\u1ec7t Nam, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111ang m\u1edf ra nhi\u1ec1u c\u01a1 h\u1ed9i to l\u1edbn cho ph\u00e1t tri\u1ec3n kinh t\u1ebf x\u00e3 h\u1ed9i, t\u1eeb c\u1ea3i thi\u1ec7n n\u0103ng su\u1ea5t lao \u0111\u1ed9ng, t\u0103ng tr\u01b0\u1edfng doanh thu, \u0111\u1ebfn n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 c\u00f4ng. \u0110\u1eb7c bi\u1ec7t, ng\u00e0y 22\/12\/2024, T\u1ed5ng B\u00ed th\u01b0 T\u00f4 L\u00e2m k\u00fd ban h\u00e0nh Ngh\u1ecb quy\u1ebft s\u1ed1 57-NQ\/TW c\u1ee7a B\u1ed9 Ch\u00ednh tr\u1ecb v\u1ec1 \u0111\u1ed9t ph\u00e1 ph\u00e1t tri\u1ec3n khoa h\u1ecdc, c\u00f4ng ngh\u1ec7, \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 \u201cc\u00fa h\u00edch\u201d m\u1ea1nh m\u1ebd gi\u00fap qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 di\u1ec5n ra nhanh ch\u00f3ng h\u01a1n.<\/p>\n<h2>S\u1ed0 H\u00d3A NG\u00c0NH T\u00c0I CH\u00cdNH \u0110\u00d3NG VAI TR\u00d2 \u201c\u0110\u00d2N B\u1ea8Y\u201d<\/h2>\n<p>Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng c\u00f2n l\u00e0 xu th\u1ebf m\u00e0 \u0111\u00e3 tr\u1edf th\u00e0nh y\u00eau c\u1ea7u t\u1ea5t y\u1ebfu trong trong h\u1ea7u h\u1ebft c\u00e1c l\u0129nh v\u1ef1c, th\u00e0nh ph\u1ea7n kinh t\u1ebf &#8211; x\u00e3 h\u1ed9i nh\u01b0 y t\u1ebf, gi\u00e1o d\u1ee5c, t\u00e0i ch\u00ednh, th\u01b0\u01a1ng m\u1ea1i\u2026 g\u00f3p ph\u1ea7n c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 qu\u1ea3n l\u00fd, n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u00e0 th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n kinh t\u1ebf s\u1ed1.<\/p>\n<p>\u0110\u1eb7c bi\u1ec7t, trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111ang di\u1ec5n ra m\u1ea1nh m\u1ebd, g\u00f3p ph\u1ea7n c\u1ee5 th\u1ec3 h\u00f3a c\u00e1c m\u1ee5c ti\u00eau m\u00e0 Ngh\u1ecb quy\u1ebft s\u1ed1 57-NQ\/TW c\u1ee7a B\u1ed9 Ch\u00ednh tr\u1ecb \u0111\u1ec1 ra v\u1ec1 th\u00fac \u0111\u1ea9y khoa h\u1ecdc, c\u00f4ng ngh\u1ec7, \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia.<\/p>\n<figure id=\"attachment_1152\" aria-describedby=\"caption-attachment-1152\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1152\" src=\"https:\/\/c4ir.vn\/wp-content\/uploads\/2025\/05\/ngan-hang-chuyen-doi-so.jpg\" alt=\"C\u00e1c ng\u00e2n h\u00e0ng t\u0103ng t\u1ed1c trong \u201ccu\u1ed9c \u0111ua\u201d chuy\u1ec3n \u0111\u1ed5i s\u1ed1\" width=\"900\" height=\"900\" title=\"\" srcset=\"https:\/\/c4ir.vn\/wp-content\/uploads\/2025\/05\/ngan-hang-chuyen-doi-so.jpg 900w, https:\/\/c4ir.vn\/wp-content\/uploads\/2025\/05\/ngan-hang-chuyen-doi-so-300x300.jpg 300w, https:\/\/c4ir.vn\/wp-content\/uploads\/2025\/05\/ngan-hang-chuyen-doi-so-150x150.jpg 150w, https:\/\/c4ir.vn\/wp-content\/uploads\/2025\/05\/ngan-hang-chuyen-doi-so-768x768.jpg 768w, https:\/\/c4ir.vn\/wp-content\/uploads\/2025\/05\/ngan-hang-chuyen-doi-so-696x696.jpg 696w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption id=\"caption-attachment-1152\" class=\"wp-caption-text\">H\u00ecnh minh h\u1ecda do AI th\u1ef1c hi\u1ec7n.<\/figcaption><\/figure>\n<p>T\u1eeb vi\u1ec7c hi\u1ec7n \u0111\u1ea1i h\u00f3a h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7, ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m s\u1ed1, \u0111\u1ebfn t\u00e1i c\u1ea5u tr\u00fac m\u00f4 h\u00ecnh v\u1eadn h\u00e0nh v\u00e0 d\u1ecbch v\u1ee5, \u00a0nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam \u0111ang tr\u1edf th\u00e0nh nh\u1eefng \u201cph\u00e1o \u0111\u00e0i s\u1ed1\u201d ti\u00ean phong, kh\u00f4ng ch\u1ec9 n\u00e2ng cao hi\u1ec7u qu\u1ea3 n\u1ed9i t\u1ea1i m\u00e0 c\u00f2n t\u1ea1o \u0111\u1ed9ng l\u1ef1c lan t\u1ecfa, th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh s\u1ed1 h\u00f3a trong c\u00e1c ng\u00e0nh kinh t\u1ebf kh\u00e1c.<\/p>\n<p>C\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0 MoMo, ZaloPay, VNPay\u2026 hay \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ed1 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn \u0111\u00e3 \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, \u0111\u01b0a d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u0111\u1ebfn g\u1ea7n h\u01a1n v\u1edbi ng\u01b0\u1eddi d\u00e2n, \u0111\u1eb7c bi\u1ec7t l\u00e0 khu v\u1ef1c n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u v\u00f9ng xa.<\/p>\n<p>C\u00f3 th\u1ec3 th\u1ea5y, s\u1ef1 chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ec9 n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng m\u00e0 c\u00f2n t\u1ea1o hi\u1ec7u \u1ee9ng lan t\u1ecfa t\u00edch c\u1ef1c \u0111\u1ebfn c\u00e1c ng\u00e0nh kinh t\u1ebf kh\u00e1c. Vi\u1ec7c cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 s\u1ed1 ti\u1ec7n l\u1ee3i, gi\u1ea3i ph\u00e1p thanh to\u00e1n th\u00f4ng minh, t\u00edch h\u1ee3p t\u00e0i ch\u00ednh v\u00e0o chu\u1ed7i cung \u1ee9ng gi\u00fap c\u00e1c doanh nghi\u1ec7p n\u00e2ng cao hi\u1ec7u qu\u1ea3 v\u1eadn h\u00e0nh, t\u1ed1i \u01b0u d\u00f2ng ti\u1ec1n v\u00e0 m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h2>NG\u00c2N H\u00c0NG TRONG \u201cCU\u1ed8C \u0110UA\u201d CHUY\u1ec2N \u0110\u1ed4I S\u1ed0<\/h2>\n<p>T\u1ea1i \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng n\u0103m 2025 c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng v\u1eeba qua, l\u00e3nh \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1eb7t ra chi\u1ebfn l\u01b0\u1ee3c t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd, b\u1ec1n v\u1eefng trong k\u1ef7 nguy\u00ean m\u1edbi. \u0110\u1ed3ng th\u1eddi, nhi\u1ec1u ng\u00e2n h\u00e0ng Vi\u1ec7t kh\u00f4ng ch\u1ec9 \u0111\u1eb7t m\u1ee5c ti\u00eau kinh doanh tham v\u1ecdng m\u00e0 c\u00f2n ch\u00fa tr\u1ecdng \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7, qu\u1ea3n tr\u1ecb hi\u1ec7u qu\u1ea3 v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng.<\/p>\n<p>Th\u1ef1c hi\u1ec7n chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 to\u00e0n di\u1ec7n, LPBank \u0111\u00e3 tri\u1ec3n khai th\u00e0nh c\u00f4ng h\u1ec7 th\u1ed1ng Core Banking T24, m\u1ed9t trong nh\u1eefng h\u1ec7 th\u1ed1ng l\u00f5i hi\u1ec7n \u0111\u1ea1i nh\u1ea5t hi\u1ec7n nay. H\u1ec7 th\u1ed1ng n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap ng\u00e2n h\u00e0ng n\u00e2ng c\u1ea5p n\u0103ng l\u1ef1c v\u1eadn h\u00e0nh m\u00e0 c\u00f2n l\u00e0 n\u1ec1n t\u1ea3ng ph\u00e1t tri\u1ec3n c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1 linh ho\u1ea1t, nhanh ch\u00f3ng, an to\u00e0n v\u00e0 c\u00e1 nh\u00e2n h\u00f3a.<\/p>\n<p>\u0110\u1ed1i v\u1edbi Ng\u00e2n h\u00e0ng S\u00e0i G\u00f2n \u2013 H\u00e0 N\u1ed9i (SHB) c\u0169ng \u0111ang chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd trong k\u1ef7 nguy\u00ean s\u1ed1. Vi\u1ec7c tri\u1ec3n khai n\u1ec1n t\u1ea3ng Core Banking tr\u00ean \u0111\u00e1m m\u00e2y s\u1ebd l\u00e0 b\u1ec7 ph\u00f3ng quan tr\u1ecdng, gi\u00fap SHB b\u1ee9t ph\u00e1 trong giai \u0111o\u1ea1n 2025\u20132028, h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb hi\u1ec7n \u0111\u1ea1i h\u00e0ng \u0111\u1ea7u khu v\u1ef1c ASEAN v\u00e0o n\u0103m 2035.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, SHB t\u00edch c\u1ef1c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 nh\u1eb1m t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh, n\u00e2ng cao tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng v\u00e0 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1 hi\u1ec7n \u0111\u1ea1i, an to\u00e0n. Trong b\u1ed1i c\u1ea3nh ng\u00e0nh ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c r\u1ee7i ro ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p, SHB v\u1eabn gi\u1eef v\u1eefng c\u00e1c ch\u1ec9 s\u1ed1 an to\u00e0n t\u00e0i ch\u00ednh, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u1edf m\u1ee9c 2,4%, ch\u1ee9ng minh hi\u1ec7u qu\u1ea3 qu\u1ea3n tr\u1ecb tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1 h\u00f3a.<\/p>\n<p>T\u1ea1i ABBANK, trong qu\u00fd 1\/2025, ho\u1ea1t \u0111\u1ed9ng m\u1ea3ng ng\u00e2n h\u00e0ng s\u1ed1 t\u1ea1i ABBANK ti\u1ebfp t\u1ee5c ghi nh\u1eadn nh\u1eefng k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c. N\u1ec1n t\u1ea3ng ABBANK Business \u0111\u01b0\u1ee3c n\u00e2ng c\u1ea5p th\u00eam nhi\u1ec1u t\u00ednh n\u0103ng ti\u1ec7n \u00edch cho doanh nghi\u1ec7p nh\u01b0: Chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf online &#8211; gi\u00fap gi\u1ea3m \u0111\u00e1ng k\u1ec3 th\u1eddi gian th\u1ef1c hi\u1ec7n; c\u1eadp nh\u1eadt sinh tr\u1eafc h\u1ecdc tr\u1ef1c tuy\u1ebfn v\u00e0 mua b\u00e1n ngo\u1ea1i t\u1ec7 online\u2026 \u0111\u00e3 gi\u00fap \u1ee9ng d\u1ee5ng duy tr\u00ec \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng v\u1edbi t\u1ef7 l\u1ec7 s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch tr\u00ean k\u00eanh s\u1ed1 chi\u1ebfm 56% trong t\u1ed5ng l\u01b0\u1ee3ng giao d\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p t\u1ea1i ABBANK.<\/p>\n<p>Trong \u0111\u00f3, t\u00ednh n\u0103ng Chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf online \u0111\u00e3 cho th\u1ea5y s\u1ef1 hi\u1ec7u qu\u1ea3 khi \u0111\u00f3ng g\u00f3p \u0111\u1ebfn 24% trong t\u1ed5ng l\u01b0\u1ee3ng giao d\u1ecbch chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p trong qu\u00fd 1\/2025.<\/p>\n<p>\u201cNg\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c duy tr\u00ec \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n \u1ed5n \u0111\u1ecbnh, b\u1ec1n v\u1eefng, nh\u1ecbp \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u1ebft qu\u1ea3 kinh doanh s\u1ebd \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y trong c\u00e1c qu\u00fd ti\u1ebfp theo. Trong \u0111\u00f3, c\u00f4ng t\u00e1c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u1ea1nh m\u1ebd h\u1ee9a h\u1eb9n s\u1ebd ti\u1ebfp t\u1ee5c mang \u0111\u1ebfn nhi\u1ec1u d\u1ecbch v\u1ee5 ti\u1ec7n \u00edch m\u1edbi, ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng t\u1ed1t h\u01a1n trong n\u0103m 2025\u201d, \u00f4ng Ph\u1ea1m Duy Hi\u1ebfu, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ABBANK cho bi\u1ebft.<\/p>\n<p>Hi\u1ec7n nay, VietinBank c\u0169ng \u0111ang \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 to\u00e0n di\u1ec7n, h\u01b0\u1edbng t\u1edbi hi\u1ec7n th\u1ef1c h\u00f3a t\u1ea7m nh\u00ecn tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng \u0111a n\u0103ng, hi\u1ec7n \u0111\u1ea1i, hi\u1ec7u qu\u1ea3, uy t\u00edn nh\u1ea5t Vi\u1ec7t Nam, h\u00e0ng \u0111\u1ea7u khu v\u1ef1c Ch\u00e2u \u00c1 &#8211; Th\u00e1i B\u00ecnh D\u01b0\u01a1ng v\u00e0 uy t\u00edn cao tr\u00ean th\u1ebf gi\u1edbi.<\/p>\n<p>V\u1edbi ch\u01b0\u01a1ng tr\u00ecnh X01 \u2013 chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1ed5ng th\u1ec3, ng\u00e2n h\u00e0ng \u0111\u00e3 tri\u1ec3n khai 45 s\u00e1ng ki\u1ebfn n\u1ec1n t\u1ea3ng, t\u1eeb s\u1ed1 h\u00f3a s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, \u0111\u1ebfn t\u00e1i thi\u1ebft k\u1ebf quy tr\u00ecnh n\u1ed9i b\u1ed9 v\u00e0 x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh t\u1ed5 ch\u1ee9c linh ho\u1ea1t.<\/p>\n<p>Nhi\u1ec1u s\u1ea3n ph\u1ea9m s\u1ed1 c\u1ee7a VietinBank nh\u01b0 digiGOLD, gi\u1ea3i ng\u00e2n online, b\u1ea3o l\u00e3nh doanh nghi\u1ec7p qua n\u1ec1n t\u1ea3ng s\u1ed1\u2026 \u0111\u00e3 g\u00f3p ph\u1ea7n r\u00fat ng\u1eafn th\u1eddi gian x\u1eed l\u00fd giao d\u1ecbch, t\u1ed1i \u01b0u chi ph\u00ed v\u00e0 n\u00e2ng cao s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng c\u0169ng \u0111\u1ea9y m\u1ea1nh \u0111\u00e0o t\u1ea1o nh\u00e2n s\u1ef1 v\u1ec1 qu\u1ea3n l\u00fd, t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh l\u00e0m vi\u1ec7c, machine learning (c\u00f4ng ngh\u1ec7 h\u1ecdc m\u00e1y)&#8230; \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 nh\u1eefng b\u01b0\u1edbc \u0111i thi\u1ebft th\u1ef1c \u0111\u1ec3 x\u00e2y d\u1ef1ng n\u1ec1n v\u0103n h\u00f3a s\u1ed1 v\u00e0 b\u1ea3o \u0111\u1ea3m t\u00ednh b\u1ec1n v\u1eefng cho qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/p>\n<p>\u00d4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng VietinBank, nh\u1eadn \u0111\u1ecbnh: \u201cChuy\u1ec3n \u0111\u1ed5i s\u1ed1 th\u1ef1c s\u1ef1 kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 c\u00e2u chuy\u1ec7n v\u1ec1 c\u00f4ng ngh\u1ec7 m\u00e0 n\u00f3 l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 to\u00e0n di\u1ec7n h\u01a1n nhi\u1ec1u, li\u00ean quan \u0111\u1ebfn v\u0103n h\u00f3a, con ng\u01b0\u1eddi, v\u1ec1 l\u00e0m sao ch\u00fang ta c\u00f3 th\u1ec3 ph\u1ed1i h\u1ee3p \u0111\u01b0\u1ee3c nghi\u1ec7p v\u1ee5 v\u00e0 c\u00f4ng ngh\u1ec7 nh\u01b0 l\u00e0 m\u1ed9t \u0111\u1ed9i ng\u0169 li\u1ec1n m\u1ea1ch. \u0110\u00e2y ch\u00ednh l\u00e0 \u0111i\u1ec3m m\u1ea5u ch\u1ed1t, l\u00e0 n\u1ec1n t\u1ea3ng quan tr\u1ecdng nh\u1ea5t \u0111\u1ec3 t\u1ea1o ra thay \u0111\u1ed5i b\u1ec1n v\u1eefng\u201d.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>T\u1ea1i Vi\u1ec7t Nam, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111ang m\u1edf ra nhi\u1ec1u c\u01a1 h\u1ed9i to l\u1edbn cho ph\u00e1t tri\u1ec3n kinh t\u1ebf x\u00e3 h\u1ed9i, t\u1eeb c\u1ea3i thi\u1ec7n n\u0103ng su\u1ea5t lao \u0111\u1ed9ng, t\u0103ng tr\u01b0\u1edfng doanh thu, \u0111\u1ebfn n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 c\u00f4ng. \u0110\u1eb7c bi\u1ec7t, ng\u00e0y 22\/12\/2024, T\u1ed5ng B\u00ed th\u01b0 T\u00f4 L\u00e2m k\u00fd ban h\u00e0nh Ngh\u1ecb quy\u1ebft s\u1ed1 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1150,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","td_post_video":[]},"categories":[1],"tags":[94],"class_list":["post-1149","post","type-post","status-publish","format-standard","has-post-thumbnail","category-san-xuat-thong-minh-chuyen-doi-so","tag-ngan-hang-so"],"_links":{"self":[{"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/posts\/1149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/comments?post=1149"}],"version-history":[{"count":0,"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/posts\/1149\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/media\/1150"}],"wp:attachment":[{"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/media?parent=1149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/categories?post=1149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/c4ir.vn\/en\/wp-json\/wp\/v2\/tags?post=1149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}